Expert answer:Proposal: Annotated Bibliography
Solved by verified expert:To do the level of research appropriate for this proposal project, you will need to consider a variety of sources in a variety of genres. Online sources, newspapers, magazines, and scholarly journals are a good start, but don’t limit yourself to these sources. No doubt, you will skim through, read, and discover a number of sources that may never make it into the final proposal. Nonetheless, these sources may provide context or rich detail that may help to stimulate your thinking and develop the project. To facilitate this process, you will create an annotated bibliography. The annotated bibliography needs to include 6 sources—2 of which need to be from peer-reviewed academic journals or books. Each source should adhere to the following format:1) Citation of source in either MLA or APA format (of format appropriate to your field and approved by me)2) A 75-word summary of the piece’s main point/argument and conclusion(s)3) 100-125 words that discuss how each piece might be useful for the purposes of this project. In other words, engage with each piece. How does it inform your understanding? How does it fit with the other sources you’ve discovered?In short, you will write between 1050-1200 words total for this project.In addition to the above format, please number each source (1-6) and include an asterisk (*) next to each peer-reviewed academic source.Annotated Bibliography Formatting Example1. Lastname, Firstname. Title. City of Publication: Publisher, Year of Publication. Medium of Publication.75-word summary100-125 word discussion*2. Lastname, Firstname. “Article Title.” Title of Journal (Year): Pages of Publication. Medium of Publication75-word summary100-125 word discussionFor my proposal, I have chosen to write about how to help
international student live better in campus. In term of international student,
safe is most important issue. My goal is
to make the relevant departments and the law they can focus more on the
security problem of international students. Meanwhile, I will search some of
resources from school official website which can help student to know some
current situation. Except that I also find some information about some accident
already happen in the country, those resources can indicate the importance of
the safety especially for international student. Each resource is well relevant
and at the same time they are also connected to the main point.In addition, I give an example in the File.
annotated_bibliography__1_.pdf
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Running page: ANNOTATED BIBLIOGRAPHY
1.
Cull, R., Demirgu¨ç-Kunt, A., & Morduch, J. (2007). Financial performance and outreach: a
global analysis of leading microbanks. The Economic Journal, 117(517), F107-F133.
http://dx.doi.org/10.1111/j.1468-0297.2007.02017.x
The genre talks about the importance of including the all the population in the financial
services. With this, it will help in giving inclusion all the bankable population, and they will
be able to grow their savings. It will also help and assist in the micro savings in having
enough profits which will help them to be afloat in the market. In the schools, financial
education will also be of much importance as it will avail the students on the importance of
banking industry. This largely supports the experience I gathered in my internship
programme which was in one of the financial service provider.
The journal presents the need to incorporate financial teaching in schools urging that
investing heavily in staff costs will minimize costs and increase profitability in microfinance
banks who are able secure high rates of loan repayments but they do not get high profits. The
author urges that profitability is the tool that microfinance can use to reduce poverty among
the people as it would be an importance in teaching the importance of financial inclusion to
the schools. Therefore, by incorporating financial education in schools, lenders will be able to
use institution design and orientation as well as avoiding the ongoing subsidy to maximize
their profits.
ANNOTATED BIBLIOGRAPHY
2.
2
*
Today, G. (2014, October 9). Unified Agenda for financial inclusion. Retrieved October 28,
2016, from Financial Inclusion, http://governancetoday.co.in/unified-agenda-for-financialinclusion/
Financial inclusion is the way in which the all the population of a country is involved in the
banking services. It says that having this inclusion to the unbanked community it will enable
to offer banking services which will largely enhance the lives and the living standards in
general. Banking will help them to earn interest on their money, and this will increase the
revenues which they are gathering on their daily basis. Hence the genre presses on the
benefits of banking. In the internship programmes I had that most person were not financially
literate due to lack of the financial inclusion.
The website talks about the essence and importance of banking the unbanked population who
have the tendency of maintaining their saving in the form of hard cash or jewellery. For
example in India, more than sixty-five percent of the total population did not have access to
formal banking service according to research conducted by World Bank Findex Survey in
2012. Incorporating financial teaching concepts to the 65 percent, for example, will help in
the reduction of the poverty among the Indian population who will also enable them to access
banking services. Finally it concludes that when financial services are well included by the
unbanked population it will offer better lives.
3.
CollegeSimply. (2016). Lowest acceptance rate colleges & universities in America. Retrieved
November 6, 2016, from http://www.collegesimply.com/guides/low-acceptance-rate/
ANNOTATED BIBLIOGRAPHY
3
In this genre, it talks about the level of which the students were accepted to the main
universities across the United States. In the genre, it has stipulated the total number of
applicants in a given university and the number of the students who were accepted to the
same colleges. This gives the prospects students the kind of schools they should apply which
will be coupled with their personal capability. From this genre, the students will have the
opportunity to work hard so that they attain the minimum qualification to join the prestigious
universities. From the internship experience most students lack enough financial knowledge
so that they can be able to take up the private universities vacancies available. Hence when
well included it would make it possible for them to take-up the chances in the private
universities.
The pieces of this genre will be useful in the project by providing the information on how the
enrolment in universities. When this is given, the students will be in a position of having
more information and most importantly apply to the universities which have well qualified.
This will reduce the cases at which the students will lose the chances of joining university of
their choice. The genre will inform my understanding on the importance of teaching students
to work hard so that they manage to archive their levels and their dream schools in future.
The genre has well fitted in another genre as they all talk about the current states of affairs
and also give how one can be able to prepare for the future affairs.
4.
*
Lewis, S. & Lindley, D. Financial Inclusion, Financial Education, and Financial Regulation
in the United Kingdom. SSRN Electronic Journal. http://dx.doi.org/10.2139/ssrn.2672777
In this genre, it focuses on England and population in the context of how banked they are. In
their case what is mostly considered are the small business owners and the self-employed
persons. The person engage in business activities which have high levels of risks, and they
ANNOTATED BIBLIOGRAPHY
4
are unsecured when they are undertaking the risks, this makes them to be very venerable and
having stable financials inclusion would make them have more security when undertaking
their business.
The book summarizes the financial problems associated with the population of the United
Kingdom especially the small business owners and the self-employed individuals. These
people have high levels of unsecured debts, and they are not likely able to get pension
savings as compared to employees. The regulatory system does not protect small business
owners to the same degree with retail customers making the financial capability to be low
among the largest population and thus there is a need to support financial education teaching
in schools. The source perfectly fits the other sources I have discovered since they have
talked about the importance of financial inclusion to the unbanked population. This largely
supports the experience I gathered in my internship programme which was in one of the
financial service provider.
5.
Russia Trust Fund (2012). Financial Literacy and Education. Retrieved from
https://www.microfinancegateway.org/sites/default/files/mfg-en-paper-the-role-of-financialeducation-in-financial-inclusion-oecdinfe-evidence-policies-and-illustrative-case-studies-jun2013.pdf
Customer protection is the way in which the consumer is protected by the government and
other agencies from the exploitation of the sellers of the market. It presents the way in which
the sellers will present fair deals to the buyers. For customers to be aware of the fairness, they
need to have an awareness of the financials information, and this makes it more important for
customers to have a financial inclusion.
ANNOTATED BIBLIOGRAPHY
5
The book summarizes the importance of financial inclusion, consumer protection as wells as
the financial education to achieve financial stability and inclusive development in given
country or economy. It urges that the above mentioned three elements are essential in
achieving the financial system as well as the financial well-being of individuals most of
whom have been financially excluded. Incorporating financial teaching concepts in high
school will help the financially excluded to achieve financial stability and thus being included
in the development of the country. The source perfectly fits the other sources I have
discovered since they have talked about the importance of financial inclusion to the unbanked
population.
6.
Allen, M., McLees, J., Richardson, C., & Waterford, D. (2015). Project Planning and Best
Practices. Journal Of Information Technology & Economic Development,6(1), 1-15
Retrieved from Business Source Complete, 2153-974X
This source discusses the best practices that are used in the project management. The author,
Allen, details the risks associated with managing and developing a sound project along with
the project requirements and manpower needed. Furthermore, he also references an example
with an international corporation that is creating a new product for a different market and
how the product adapted to the new environment. This, therefore, means that incorporating
best practices in the project planning will lead to the success of the project.
The above source will help me to know some of the best practices that I will use to make my
project to be a success, and it supports my main claim that the planning of the project is the
crucial element in project development. Based on the past data and statistics, the above
source will help me strengthen my ability to argue that planning is the core and central
ANNOTATED BIBLIOGRAPHY
6
activity in the project management. This source is directly related to other sources in that
most of them talks about project planning and how effective planning will lead to a
successful project in future. . In the internship programmes I had that most person were not
financially literate due to lack of the financial inclusion and when the inclusion is made a
basic information it would greatly help in the helping students and the general public.
…
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