Expert answer:Loans and credit lines

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Expert answer:PART A: Home Equity Loan Home
equity credit loans and credit lines have become very popular sources
of consumer credit. Why do you think individuals are turning to these
loans? What is the security for this type of loan? Are there advantages
to the borrower beyond the tax deductibility of the annual interest
paid? What are some of the disadvantages? Have you or anyone you know
made a home equity loan? What was the outcome? What effect does a home
equity loan have on your overall financial standing? IMPORTANT: In relating any examples from real life please disguise the names of individuals in order to protect their privacy. PART B: Your Credit ScoreDiscuss the importance of having good credit and how you can maintain that good credit.

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